Using this website
Terms of Use
The terms that apply when you use this website. Please read them along with our privacy policy.
Agreement to these terms
By using this website you agree to these terms. If you don't agree, please don't use the site.
Who we are
DanLends Mortgage & Commercial Lending, Team of Cornerstone First Mortgage, is the brand of Daniel I. Molinari, Branch Manager (NMLS #1966441) at Cornerstone First Mortgage, LLC (NMLS #173855), an Equal Housing Lender. Daniel I. Molinari is licensed in New Jersey, Florida, Pennsylvania and California. Cornerstone First Mortgage, LLC lends in multiple states (see cfmtg.com/states-we-lend-in), and loans in other states are originated by Cornerstone loan officers licensed there. Verify licensing at nmlsconsumeraccess.org.
Information only, not an offer of credit
Content on this website is general education. It is not an offer of credit, a commitment to lend, or a loan approval. All loans are subject to credit approval, underwriting, and borrower, property and program qualification. Interest rates, products and loan terms are subject to change without notice. Nothing on this website is tax, legal or investment advice. Talk with a qualified professional about your situation.
A pre-qualification is an estimate based on information you provide. It is not a loan approval or a commitment to lend. Commercial and business-purpose financing is subject to availability, underwriting and program guidelines, and may be provided through Cornerstone's lending partners.
Other websites
Links to other websites, including Cornerstone's secure application portal, are provided for your convenience. We are not responsible for the content or practices of websites we don't operate.
Communications
If you contact us or start a conversation, you agree that we may respond by the method you choose. Calls and text messages are handled as described in our privacy policy.
Content and trademarks
The text, graphics, logos (including the DanLends logo) and other content on this website are owned by or licensed to us and are protected by law. You may view and print pages for your personal use. Please don't copy, modify or republish content without written permission. Cornerstone First Mortgage names and marks belong to Cornerstone First Mortgage, LLC.
Acceptable use
Please don't use this website for any unlawful purpose, try to gain unauthorized access to it, interfere with how it works, or collect information from it with automated tools.
Disclaimers and limitation of liability
This website and its content are provided "as is" without warranties of any kind, to the fullest extent permitted by law. We work to keep information accurate and current but don't guarantee that it is complete or error-free. To the fullest extent permitted by law, we are not liable for damages arising from your use of this website.
Changes to these terms
We may update these terms from time to time. The "Last updated" date below shows when they last changed. Continuing to use the site means you accept the updated terms.
Contact us
Questions about these terms: [email protected], or Cornerstone First Mortgage, LLC, Attention: Compliance Department, 2655 Camino del Rio N., Suite 100, San Diego, CA 92108 · [email protected] · (866) 815-1803.
Last updated: October 6, 2026
Ready when you are
Your mortgage starts here.
Ready to take the next step? Start your secure application. Not sure which program fits? Contact Daniel's team and he'll walk through your options in plain English.
Your secure application is with Cornerstone First Mortgage, LLC (NMLS #173855). Starting an application is not a loan approval or a commitment to lend.