Privacy Policy

Who we are

DanLends Mortgage & Commercial Lending, Team of Cornerstone First Mortgage, is the brand of Daniel I. Molinari, Branch Manager (NMLS #1966441) at Cornerstone First Mortgage, LLC (NMLS #173855), an Equal Housing Lender. Cornerstone First Mortgage, LLC is responsible for the personal information collected through this website. This notice covers this website. Cornerstone's company-wide privacy policy is available at cfmtg.com/legal.

Information we collect

• Information you give us. Your name, email address, phone number, and details you choose to share about your timeline and goals when you start a conversation, call, email, or otherwise contact us.
• Information collected automatically. Basic technical information such as your browser type, device, pages visited and referring website, collected through cookies and similar tools used by our website platform.
• Loan application information. If you apply for a loan, your application is completed through Cornerstone's secure online portal. Information such as your Social Security number, income, assets and credit history is collected there and protected under the Gramm-Leach-Bliley Act and Cornerstone's privacy notice.

How we use your information

• To respond to you and schedule the conversation you asked for.
• To send educational information you request.
• To process a loan application if you choose to apply.
• To operate, secure and improve this website.
• To meet legal and regulatory requirements.

How we share your information

We do not sell your personal information, and we do not share it with other companies for their own marketing. We share it only:

• with Cornerstone First Mortgage, LLC and its affiliates as needed to respond to you or process your request;
• with service providers that help us run this website and communicate with you (for example website hosting, scheduling and customer-relationship tools), who must keep it confidential; and
• when required by law, regulation or legal process.

Calls and text messages

We call or text you only with your consent or as permitted by law. Consent to receive calls or texts is not a condition of any purchase or of obtaining credit. Message frequency varies, and message and data rates may apply. Reply STOP to opt out of texts at any time, or HELP for help. We do not share mobile numbers or text-messaging consent with third parties for their marketing.

Cookies and analytics

You can set your browser to refuse or delete cookies. Some parts of the site may not work as intended without them. This website does not currently respond to "Do Not Track" browser signals.

Links to other websites

This site links to other websites, including Cornerstone's secure application portal (HomeTrac), NMLS Consumer Access and cfmtg.com. Their privacy practices are governed by their own policies.

Your state privacy rights

Depending on where you live, including California, you may have the right to know what personal information we hold about you, to correct it, and to ask us to delete it. Some information is exempt from these rights under federal financial privacy laws such as the Gramm-Leach-Bliley Act. To make a request, use Cornerstone's privacy request form or write to the Compliance Department at the address below. We will not discriminate against you for exercising your rights.

How we protect your information

We use reasonable administrative, technical and physical safeguards to protect personal information. No method of transmission or storage is completely secure. For your protection, please don't send Social Security numbers or account numbers by email or text message.

Children's privacy

This website is not directed to children under 13, and we do not knowingly collect personal information from them.

Changes to this policy

We may update this policy from time to time. The "Last updated" date below shows when it last changed.

Contact us

Questions about this policy: [email protected], or Cornerstone First Mortgage, LLC, Attention: Compliance Department, 2655 Camino del Rio N., Suite 100, San Diego, CA 92108 · [email protected] · (866) 815-1803.